Housing Services

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The City's Community Development Department implements three housing programs. Information on these programs and other housing services are provided below. For more information, please e-mail

  • Neighborhood Revitalization- Includes the Home Rehabilitation Program which provides loans for qualified rental properties and owner-occupied properties, and the Neighborhood Pride Program which provides special neighborhood clean-ups, public education of laws and services, and code enforcement.
  • Affordable Housing Program- This program provides funds for non-profit agencies to acquire and rehabilitate older apartment buildings or construct new apartments for long term affordable housing for very low income households (persons earning less than 50% of median income). Proposals from Non-profit developers are accepted year-round pending available funds and priorities are met.
  • Inclusionary Housing Program- This program requires developers building 6 housing units or more to provide 4% of the total number of units for very low-income households, on-site, off-site, or pay an in-lieu fee, donation of land or a combination recommended by the Community Development Director. The in-lieu fees are provided as a no interest or low interest loan to non-profit agencies for a minimum of 55 years to acquire or build affordable housing.

Community Development Block Grants (CDBG)

Each year a limited amount of federal funds are available as grants and loans for use in repairing and improving your home, mobile home, or rental property in the federally designated Community Development Block Grant Target Area. A vital part of the Neighborhood Pride Program is to provide low-cost rehabilitation loans to repair health and safety hazards, and to improve your property for the betterment of the neighborhood. The City of San Clemente submits the Consolidated Annual Performance Evaluation Report (CAPER) and the Annual Action Plan for use of CDBG funds to HUD every year. The 2016-2019 Consolidated Plan for the City of San Clemente satisfies federal requirements to receive Community Development Block Grant (CDBG) funds from the U.S. Department of Housing and Urban Development (HUD). The 2018-2019 CAPER is available for review. It was presented to the City Council on Tuesday, October 1, 2019. For the staff report, click here.   

The City prepared the 2020-2024 Consolidated Plan and 2020-21 Action Plan for public review and will be considered by the City Council on May 19, 2020 at 6 p.m. that will be conducted by teleconference. Citizens are invited to listen to the meeting via live stream from the City’s YouTube channel at or live on Cox Communications Local Access Channel 854. Citizens can submit their comments on agenda items to Council electronically. Material are recommended to be emailed to by 4 p.m.  A community meeting for the Consolidated Plan was held on January 30, 2020 at 6 p.m. at the Ole Hanson Fireside Room at the San Clemente Community Center at 100 N. Calle Seville, San Clemente more info.  

The U.S. Department of Housing and Urban Development (HUD) has advised the City of San Clemente to amend the 2016-2019 Consolidated Plan/2019-2020 Annual Action Plan to enable the City to receive and administer $209,487 in Community Development Block Grant - Coronavirus (CDBG-CV) funding allocated to the City by HUD.  In accordance with federal regulations [24 CFR 91], and applicable waivers made available through the Coronavirus Aid, Relief, and Economic Security Act of 2020 (CARES Act), public notice is given that the City of Clemente is making amendments to the its 2016-2019 Consolidated Plan/2019-2020 Annual Action Plan and will be considered by the City Council on June 2, 2020 at 6 p.m. The proposed amendments can be found here.

Affordable Housing Overlay 

The Affordable Housing Overlay Zone allows housing to be built in identified commercial zones on the zoning map. Zoning Ordinance Section 17.56.090 describes the details of the allowable housing uses in the overlay. Click here for a link to the Zoning Ordinance section for the Affordable Housing Overlay. For a map of the Overlay area, click here

Fair Housing Foundation

The Fair Housing Foundation (FHF) is a non-profit corporation that has been providing services to municipalities for 44 years. Direct client services are located in the City of Long Beach. You may contact staff at (562) 989-1206 or (800) 446-3247. FHF offers a comprehensive Fair Housing Program that includes:
 1) Discrimination Complaint Intake and Investigation
 2) Enforcement and Impact Litigation
 3) Landlord/Tenant Counseling and
 4) General Fair Housing Education, Trainings and Outreach.
 From more information please visit

Legal Aid Information

For more information on Eviction, Foreclosure Fraud, and other legal aid for low income households contact:

 Legal Aid Society: 714-569-0827 or

 Public Law Center: 714-541-1010 or 

Owner Occupied Loans application form

0% and 3% loans are available to qualified homeowners living in designated areas downtown and in some cases outside of the target area for qualified homeowners with properties with health and safety problems. Grants up to $3,000 may be given for small projects to remedy health and safety issues to persons earning less than 50% of median income. The current income qualifications are listed in the application.

Rental Rehabilitation Loans application form

3% loans and 50-50 matching deferred loans are the typical loans provided to property owners renting to low income households with rents not exceeding HUD guidelines. The 50-50 deferred loan becomes a grant after 4 years of property ownership.

South Orange County Affordable Housing

The County of Orange housing web site provides a list of all affordable housing projects in the County. Click here for the County web site.

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